Yes, I understand the principle. But the science isn't right. Its not even that obvious to most.
What I mean to say is, a metal bb and a plastic bb shot at your skin will hurt the exact same amount. Provided you assume all the other factors are the same (i.e. fps and wieght). This seems contradicatory to science but in actuality its not. Its the same mass traveling at the same speed. If it contacts your skin (which is a maleable object) all of the force will be transfered to your skin. The only thing that it would take into consideration is the hardness of the material of which the bb is made of, and then only if that directly corolates with the target the bb is striking.
In other words, when striking an object like skin the only thing that matters is the materials ability to disperse impact. Since high grade abs plastic and metal have very very similar hardness (when in 6mm ball configuration and when striking skin) it would not matter which hit you, it would hurt the same and do the same amount of damage. Because the ability of plastic to shatter has been almost negated by the superior manufacturing ability of the bb makers (at least in direct regard to the plastic striking skin) there is such a small difference in the ability of the material to disperse energy its virtually non-existent. Since our gear and skin is "maleable" it doesnt matter the material (assuming of course high grade plastic) because the hardness is almost identical.
In conclusion, although when shooting a non-maleable object (like a steel plate) a plastic bb would indeed shatter and thus transfer most of its energy away from the target wherein a metal bb would not, in the case of most gear and skin it would not matter which of the two materials the bb is made of (because neither will shatter on skin impact, and rarely on gear impact). As for being shot by one, I have indeed been shot by one of identical weight to a plastic and it hurts no more or less than the plastic. The only reason I can see this rule is still around (as this was used when metal bbs weighed much more than plastic bbs could) is because its a mental thing. The science negates it, but I know a lot of people would be hesitant to play because of the thought process that metal hurts more than plastic.